Welcome back, Admin
Here's what's happening with the cooperative today.
Financial Reports (FS)
Comprehensive financial statements including Cashflow, Balance Sheet, and Income Statement.
Income Statement (Month-to-Date)
| Revenues | |
| Interest Income on Loans | ₱345,000.00 |
| Fines and Penalties | ₱12,500.00 |
| Total Revenues | ₱357,500.00 |
| Expenses | |
| Operating Expenses | ₱232,500.00 |
| Net Income | ₱125,000.00 |
Balance Sheet
| Assets | |
| Cash and Cash Equivalents | ₱4,329,500.00 |
| Loans Receivable | ₱8,120,500.00 |
| Total Assets | ₱12,450,000.00 |
| Liabilities | |
| Savings Deposits | ₱2,150,000.00 |
| Equity | |
| Share Capital | ₱8,000,000.00 |
| Reserve Fund | ₱2,300,000.00 |
| Total Liabilities & Equity | ₱12,450,000.00 |
Cashflow Statement
| Cashflows from Operating Activities | ₱450,200.00 |
| Cashflows from Investing Activities | -₱120,000.00 |
| Cashflows from Financing Activities | ₱85,000.00 |
| Net Increase in Cash | ₱415,200.00 |
Member Directory (KYC)
Manage member profiles and verification status.
| ID | Name | Type | Share Capital | Status | Action |
|---|
Smart Ledger
Real-time transaction history and automated bookkeeping.
| Transaction ID | Member | Type | Amount | Date | Status | Actions |
|---|
Loan Management
Track loan disbursements, repayments, and applications.
| Application ID | Applicant | Loan Type | Amount | Term | AI Credit Score | Status | Actions |
|---|
AI Financial Assistant
Ask questions about your cooperative's data.
Discuss (Team Collaboration)
Real-time chat and video conferencing for cooperative officers.
Document Center (DMS)
Paperless automated management of KYC, loans, and reports.
E-Signatures
Automated digital signing for Loan Promissory Notes and Agreements.
KYC OCR Scanner
Scan IDs directly from mobile cameras. No more photocopies.
Auto-Reminders
Automated SMS & Email due date notices sent directly to members.
Bank API Sync
Direct integration with InstaPay/GCash for cashless auto-collections.
| Document ID | Document Type | Signer | Date Signed | Audit Factors | Hash Proof | Registry Actions |
|---|
Integrations Hub
Connect and manage third-party smart technologies to expand cooperative capabilities.
Mambu Core Banking
Cloud-native core financial platform. Connects ledger systems, accounts, and credit limits to enterprise-grade banking rails.
Brankas Open Finance
Open banking payment gateway. Enables real-time GCash, PayMaya, and bank transfers for contributions and loan amortizations.
Shufti Pro e-KYC
Automated identity verification. Uses OCR scans and facial biometric matching to instantly verify government IDs and reduce fraud.
FinScore Credit Risk
Alternative credit scoring engine. Analyzes telco records, payment behaviors, and social data to compute AI credit ratings.
Twilio Communications
Multi-channel notification engine. Sends automated text messages (SMS), voice alerts, and email reminders for late payments.
Cooperative Dividend & Patronage Refund Engine
Calculate and distribute annual dividends on share capital and patronage refunds on loan interest to cooperative members.
Distribution Rules
Statutory Funds (Allocated)
Distribution Payout Ledger (Preview)
| Member ID | Name | Share Capital | Interest Paid | Savings Div | Patronage Ref | Total Payout |
|---|
System Settings
Configure cooperative rules and security.
General Rules
Real AI Integration
Supabase Database Connection
Loan Policies & PN Template
Chart of Accounts (Ledger Codes)
Map your cooperative's General and Subsidiary Ledger account codes. You can customize these to match your existing bookkeeping files.
Online Payments Configuration
AI Controls
Accessibility & Interface
Speech & Voice Customization
System Help Center & User Guides
Step-by-step interactive workflow guides and user manuals for each cooperative module.
Member Onboarding & KYC
Manage cooperative member registration, seminar status, and identity verification credentials.
Step 1: Register New Profile
Click the + Add Member button on the top right of the Members list. Fill in the full name, selection type (Regular or Associate), and initial capital deposit amount.
Step 2: Pre-Membership Education Seminar (PMES)
New members are set to Pending. They must complete the mandatory PMES course to learn cooperative rules, rights, and financial policies.
Step 3: Verification Approval
Upon submission of valid government IDs, click the Member line item and switch their status to Verified to activate full borrowing and savings privileges.